Are these the real PSI exam questions?

No. PSI does not release live exam questions, and any site claiming to have them is guessing. These are original questions written to the PSI New Jersey content outline in the bulletin updated February 1, 2026.

How many questions are on the NJ real estate exam?

110 scored questions: about 80 on national principles and 30 on New Jersey law, with 4 hours to finish. PSI may add 5 to 10 unscored pretest questions that look like the rest and use the same clock.

What score do I need to pass?

70%, which is 77 correct out of 110. It is one combined score, so there is no separate pass mark for the national and New Jersey questions.

How is this practice exam scored?

By the number you get right, compared with the 70% line. Blank answers count as wrong, the same as on the real exam. Your score describes this practice set only; it does not predict your PSI result.

How many practice exams should I take before the real one?

There is no magic number. A practical signal is clearing the pass line with room to spare on several timed sets of questions you have not seen before, and being able to explain why each wrong option is wrong. Repeating the same questions inflates your score.

How long should a full practice exam take?

Give yourself the real 4 hours. That works out to just over 2 minutes per question. Most of the time pressure comes from rereading long scenario questions, so practice answering, flagging and moving on.

Does my progress save if I close the tab?

Yes. An exam in progress saves in this browser, so you can resume it with the time that is left. Results and topic progress also stay in this browser until you clear its site data.

Can I take the real NJ exam online?

Yes. PSI offers remote online proctoring as well as in-person test centers. Remote testing needs a computer with a webcam and microphone and a private, quiet room.

Which body licenses and disciplines real estate licensees in New Jersey?

The New Jersey Real Estate Commission

The Department of Community Affairs

A seller accepts an offer on Monday and the contract goes into attorney review. The broker has the buyer's $10,000 check. Can the broker hold it undeposited until attorney review ends?

No, it must be deposited within 5 business days of receipt

Yes, deposits wait until attorney review is over

Yes, if the seller agrees in writing

No, it must be deposited within 24 hours

Under P.L. 2024, c.32, a client must receive the Consumer Information Statement, with a signed acknowledgment, no later than:

When the client signs a brokerage services agreement

A New Jersey listing agreement for a 1 to 4 family home may NOT contain:

A fixed, preset commission rate presented as non-negotiable

Free · No sign-up · 2026 PSI outline

NJ real estate practice exam, timed like the real thing.

Built like the PSI exam: multiple choice, a running clock, flag and review, and the same 30 New Jersey and 80 national mix. Scored against the 70% you need, with an explanation for every answer.

UntimedBy topicDrill one outline area with instant feedback

Questions you have not seen come first, and your exam saves in this browser as you go.

About this NJ real estate practice exam

This free practice test mirrors the PSI New Jersey salesperson exam: 110 questions, 30 on New Jersey law and 80 on national principles and math, with a 4-hour clock and the 70% pass line. Each attempt draws a fresh mix from 534 original questions (259 on New Jersey law), written to the PSI outline updated February 1, 2026, and every answer comes with an explanation.

How this practice test is built

Every full exam follows the PSI content outline. You get 30 New Jersey law questions, then the 80 national questions are split by each area's share of the outline, so contracts and agency come up most and property management least.

Of the New Jersey questions, 22 of 30 on the real exam come from one area: the statutes and rules that govern licensees. That is escrow, attorney review, the Consumer Information Statement, advertising and commissions, and it is where national-only prep leaves people short.

Questions per area in a full practice exam
Area	PSI outline	In each full exam
New Jersey law	30 questions	30
Contracts	19% of national	15
Agency	13% of national	10
Practice of real estate	12% of national	10
Property ownership	10% of national	8
Financing	10% of national	8
Valuation	8% of national	6
Property disclosures	7% of national	6
Real estate math	7% of national	6
Transfer of title	6% of national	5
Land use controls	5% of national	4
Property management	3% of national	2

This practice test vs the real PSI exam

How this practice exam compares with the PSI New Jersey salesperson exam
	Real PSI exam	This practice exam
Scored questions	110	110 (or a 25-question quick check)
New Jersey law	30 questions	30 questions
National principles and math	80 questions	80 questions, weighted by the outline
Time limit	4 hours	4 hours (55 minutes for the quick check)
Unscored pretest questions	5 to 10, mixed in
Passing score	70% (77 of 110)	70%
Flag and review
Explanations	No, score report only	Every question, including why each wrong option is wrong
Cost	$38 per attempt	Free

Real exam facts are from the PSI New Jersey candidate bulletin updated February 1, 2026. Results show on screen when you finish, and a failing score report breaks down your weaker areas.

How to use a practice test so it actually helps

1
Take the full exam under time
Sit all 110 in one go, phone away. Pacing is a skill, and the only way to build it is a real 4-hour sitting.
2
Review every answer
Read the explanation for the ones you got right too. A lucky guess and a solid answer look the same on a score.
3
Fix your weakest topics
Your result lists the topics that cost you the most points. Work those in the study guide, with its quiz and flashcards.
4
Retest on fresh questions
Take another full exam a few days later. You want to clear 70% with room to spare, more than once, before you book PSI.

Short on time? The 20-question readiness check shows your weakest areas in a few minutes, and the math hub has worked examples for every formula on the exam.

Sample NJ real estate exam questions with answers

Ten questions from the bank: four on New Jersey law, four national and two math. Try each one before you open the answer.

New Jersey law · Licensing and the Commission
1. Which body licenses and disciplines real estate licensees in New Jersey?
1. PSI Services
2. The Department of Community Affairs
3. The county board of Realtors
4. The New Jersey Real Estate Commission
Show answer
D. The New Jersey Real Estate Commission. The New Jersey Real Estate Commission, part of the Department of Banking and Insurance, licenses and disciplines licensees. PSI only runs the exam.
New Jersey law · Trust funds and escrow
2. A seller accepts an offer on Monday and the contract goes into attorney review. The broker has the buyer's $10,000 check. Can the broker hold it undeposited until attorney review ends?
1. No, it must be deposited within 5 business days of receipt
2. Yes, deposits wait until attorney review is over
3. Yes, if the seller agrees in writing
4. No, it must be deposited within 24 hours
Show answer
A. No, it must be deposited within 5 business days of receipt. The 5-business-day rule keeps running during attorney review. Only an offer withdrawn or rejected without a counteroffer lets the broker return the check instead of depositing it.
New Jersey law · Agency and the CIS
3. Under P.L. 2024, c.32, a client must receive the Consumer Information Statement, with a signed acknowledgment, no later than:
1. When the client signs a brokerage services agreement
2. Closing
3. The end of attorney review
4. The first open house
Show answer
A. When the client signs a brokerage services agreement. The 2024 law sets the brokerage services agreement as the outer deadline for clients. Unrepresented parties get it before signing an offer, or as soon as reasonably practical afterward.
New Jersey law · Listings and offers
4. A New Jersey listing agreement for a 1 to 4 family home may NOT contain:
1. The listing's expiration terms
2. The broker's name
3. The name of the MLS
4. A fixed, preset commission rate presented as non-negotiable
Show answer
D. A fixed, preset commission rate presented as non-negotiable. Listing agreements cannot contain a prescribed or predetermined commission. The commission clause must tell sellers they can negotiate any fee.
National · Property ownership
5. Which estate is the most complete form of ownership?
1. Life estate
2. Fee simple defeasible
3. Leasehold
4. Fee simple absolute
Show answer
D. Fee simple absolute. Fee simple absolute carries the full bundle of rights with no conditions and passes to heirs.
National · Financing
6. A lender approves a $360,000 loan on a home appraised at $450,000. What is the loan-to-value ratio?
1. 70%
2. 75%
3. 80%
4. 85%
Show answer
C. 80%. $360,000 ÷ $450,000 = 0.80, an 80% LTV.
National · Agency
7. Under which listing does the broker earn a commission even if the owner finds the buyer?
1. Open listing
2. Exclusive agency
3. Exclusive right to sell
4. Net listing
Show answer
C. Exclusive right to sell. An exclusive right to sell pays the broker no matter who finds the buyer.
National · Contracts
8. A buyer defaults, and the contract lets the seller keep the earnest money as full compensation. This is:
1. Specific performance
2. Liquidated damages
3. Rescission
4. Novation
Show answer
B. Liquidated damages. Liquidated damages are an amount agreed in advance, usually the deposit, that settles a breach.
Math · Real estate math
9. A $410,000 home sells at 5%. The listing brokerage keeps 60% and pays its salesperson 70% of that. What does the salesperson earn?
1. $14,350
2. $12,300
3. $8,610
4. $6,150
Show answer
C. $8,610. $410,000 × 5% = $20,500. × 60% = $12,300. × 70% = $8,610. Applying 70% to the full $20,500 gives the trap answer.
Math · Real estate math
10. Monthly principal and interest is $2,100, annual taxes are $9,600 and annual insurance is $1,800. What is the monthly PITI?
1. $2,900
2. $3,050
3. $3,250
4. $13,500
Show answer
B. $3,050. $2,100 + ($9,600 ÷ 12 = $800) + ($1,800 ÷ 12 = $150) = $3,050.

Practice exam FAQ

Sources

Yes. The full 110-question exam, the 25-question quick check and every explanation are free, with no account and no email required.

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