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New for 2026: every question mapped to the current PSI New Jersey outline. See the outline
Pass New Jersey

The New Jersey real estate exam, explained

One exam, run by PSI, between your 75-hour course and your license. Here is the format, what is on it, what it costs and what to do after you pass.

From the PSI New Jersey candidate bulletin (February 1, 2026) and NJ Real Estate Commission sources.

scored questions, about 80 national and 30 NJ
110
for the whole exam, plus 5 to 10 unscored questions
4 hrs
77 correct, one combined score
70%
per attempt, non-refundable
$38

The short version: finish a 75-hour course, and your school sends your eligibility to PSI. Book the $38 exam at a test center or online. You get 4 hours for 110 scored questions, about 80 on national principles and 30 on New Jersey law, and you need 77 right (70%). Then you get fingerprinted, join a broker and apply, all within one year of completing your prelicensing course.

Your license roadmap

You must be at least 18, have a high school diploma or equivalent, and meet the Commission's character standard. New Jersey has no reciprocity, so agents licensed in other states follow the same six steps.

Tap a step to mark it done. Saved on this device.

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The one-year clock

Your eligibility expires one year after course completion. Passing, and every retake, has to happen before then, and so does your license application. Put the date in your calendar today.

What is on the exam

Two parts, one score. The national part follows a standard outline where contracts and agency alone are almost a third. The state part is 30 questions, and 22 of them come from one area.

National contentabout 80 questions, share of national
  • Contracts19%
  • Agency13%
  • Practice of real estate12%
  • Property ownership10%
  • Financing10%
  • Valuation8%
  • Property disclosures7%
  • Real estate calculations7%
  • Transfer of title6%
  • Land use controls5%
  • Property management3%

New Jersey content

30 questions

Statutes and rules governing licensee activities

The heart of the state section

22
  • Agency and the Consumer Information Statement
  • Attorney review and contracts
  • Trust funds, escrow and records
  • Advertising, inducements and buyer rebates
  • Listings, offers and commissions
  • Place of business and supervision
  • Realty transfer fee, Mount Laurel, Municipal Land Use Law
  • Farmland Assessment, Pinelands, Freshwater Wetlands, Truth in Renting

Licensing requirements

Who needs a license and which kind

3
  • Activities that require a license
  • Salesperson, broker-salesperson, broker and referral agent

Additional requirements

Other state laws licensees deal with

3
  • Real Estate Sales Full Disclosure Act
  • Law Against Discrimination
  • Real Estate Guaranty Fund
  • Real Estate Time Share Act

Duties and powers of the Commission

How the Commission enforces

2
  • Recordkeeping
  • Fines, suspension and revocation
Study each area with quizzes and flashcards

What changed recently

If your course book is a few years old, these are the updates it may be missing. The big one is agency: older material says the Consumer Information Statement has four relationships. It has had five since August 2024. Learn the current version, and know the old wording so a dated question does not throw you.

  1. Aug 1, 2024

    New agency law, P.L. 2024, c.32

    The Consumer Information Statement now lists five relationships, adding designated agent. Residential deals need a written brokerage services agreement that says compensation is fully negotiable. Public open houses need a sign saying the host firm represents the seller. Read more

  2. 2025 to 2027 term

    An agency hour in CE

    The 12 CE hours now include at least one hour on agency, inside the 6 core hours alongside ethics and fair housing. Read more

  3. Jan 20, 2026

    Commission rule updates

    Licensees must carry a copy of their license while doing real estate business, and license terms are fixed to end June 30 of odd-numbered years.

  4. Feb 1, 2026

    Current PSI bulletin

    No format change: still 110 questions, 4 hours, 70% to pass and $38. The outline below is from this edition.

Booking, ID and where you test

Once your school sends your eligibility to PSI, book online at test-takers.psiexams.com/njre or call (855) 579-4634 (weekdays 7:30am to 10pm, weekends 9am to 5:30pm Eastern; phone booking needs a card). Your first and last name in PSI must match your ID exactly.

At a PSI test center
  • Arrive 30 minutes early. If you are late, you lose the seat and the fee.
  • Scratch paper and a pencil are provided.
  • Phones, watches and calculators are not allowed in the testing room.
Online from home
  • Run PSI's compatibility check first.
  • Private room, webcam, clear desk. No breaks and no scratch paper.
  • Starting more than 15 minutes late forfeits the fee.
ID
One current government ID with photo, name and signature: driver's license, state ID, passport or military ID. Temporary IDs are refused.
Cancel or reschedule
At least 2 days ahead, online or with a live agent. A voicemail does not count, and the $38 is not refunded otherwise.
Name changed?
Bring proof, like a marriage certificate or divorce decree, if your ID and registration differ.
Accommodations
Request them through PSI before you book.

Scoring and retakes

77/110

One combined score, so a strong national section can carry a weaker state one. Your result shows on screen when you finish and the score report is emailed. The 5 to 10 pretest questions do not count, but you cannot tell which they are.

Next day

The earliest you can book a retake. There is no other waiting period. Fail on a Wednesday, call Thursday, and you could sit again Friday if seats are open. Your report breaks down where you lost points. Find your weak areas

What it costs

Past the course, the state and testing fees come to $264.05 if you pass first time. Each retake adds $38.

New Jersey salesperson license costs
75-hour prelicensing courseSet by your schoolVaries
PSI examPer attempt$38
Fingerprinting with IDEMIAIdentoGO$66.05
License application$100 license, $50 application, $10 Guaranty Fund$160
Total after the course$264.05

A study plan for your exam date

Pick how long you have. Every version gives New Jersey law its own block, because that is where national prep falls short.

  1. Day 1Readiness check and diagnostic
  2. Days 2 to 6NJ law, 25 questions a day
  3. Days 7 to 10Math with worked examples
  4. Days 11 to 18Mixed sets, then two full mocks
Start with the readiness checkSend this plan to the app

Exam day checklist

Full exam day guide

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After you pass

  1. 1Get fingerprintedBook with IDEMIA at uenroll.identogo.com right away. It costs $66.05.
  2. 2Pick your sponsoring brokerYour license is held through a New Jersey broker. Interview two or three before you commit.
  3. 3ApplyYour broker of record can file online through DOBI using the Applicant ID on your score report and pay the $160. By mail, the score report signed and dated by your broker, your fingerprint form copy and receipt, and the fee go together to the Licensing Services Bureau in Trenton. Never to PSI.
  4. 4Wait for approvalComplete applications are normally processed within about 15 business days. You cannot do any real estate work until the Commission approves you.

Licenses run on two-year terms, and the current one ends June 30, 2027. You need 12 CE hours per term, 6 of them core (ethics, fair housing and agency), done by April 30, 2027 to avoid a $200 late fee. If you are first licensed on or after July 1, 2026, you are exempt this term. Terms starting July 1, 2027 require 18 hours under P.L. 2026, c.52. Renewal and CE details

NJ real estate exam FAQ

110 scored questions: about 80 on national real estate principles and 30 on New Jersey law. You get 4 hours.

Sources